One gateway for local and international payments

One integration. A world of ways to pay.

One integration accepts cards, global wallets, Asian wallets and bank payments, settled in Naira. Acceptance includes UnionPay, Alipay and WeChat Pay, the part most gateways here cannot match.

Accept Visa, Mastercard, Verve and UnionPay cards, Apple Pay and Google Pay, Alipay and WeChat Pay, and bank payments through virtual account and QR. International-facing businesses receive eligible payments and settle in Naira.

PAYMENT METHODS. CARDS, GLOBAL WALLETS, ASIAN WALLETS, BANK PAYMENTSCARDS · GLOBAL WALLETS · ASIAN WALLETS · BANK PAYMENTS
ILLUSTRATIVE PAYMENT FLOW LIVE RAIL
PAYMENT RECEIVEDCNY 4,180.00
VERIFIED
PAYMENT METHODWECHAT PAY
TRACEABLE
NAIRA SETTLEMENT₦482,120.00
T+1
POWERED BY CHAMSSWITCHCBN-LICENSED SWITCHING INFRASTRUCTURE
The complete acceptance layer

One integration across the payment methods your customers use.

GLASS brings local and international cards, global wallets, Asian wallets and bank payments together through one gateway. Asian acceptance is the standout difference within that breadth.

LOCAL & GLOBAL CARDS
VisaMastercardVerve

Accept major card schemes used by customers in Nigeria and internationally.

GLOBAL WALLETS
Apple PayGoogle PayApple Pay and Google Pay

Accept the phone wallets customers already use to check out and tap to pay.

ASIA ACCEPTANCE
UnionPayAlipayWeChat Pay

Accept UnionPay cards and QR payments through Alipay and WeChat Pay for eligible transactions.

ACCOUNT COLLECTION
Virtual accounts

Give customers a clear account-based route to pay and give finance teams a traceable reference for reconciliation.

The payment gap

When the payment method is not accepted, the sale can slip away.

A customer is ready to pay and reaches for the method they know. When a business cannot accept it, the sale can stall or slip away. GLASS accepts a broad set of methods through one gateway, so more customers can pay the way they already do. A buyer paying from Asia is the sharpest example, where a familiar card or wallet often has no direct route into a Nigerian business.

THE DETOUR
Asian buyerAlternative card, correspondent route or manual transferDelay and reconciliation burden
VERSUS
THE GLASS ROUTE
UnionPay · Alipay · WeChat PayGLASS acceptance railNaira settlement · T+1 on supported flows
How GLASS works

From familiar payment to Naira settlement.

One clear flow, with the payment method, amount, rate, fee and settlement state visible in the transaction record.

03

Three steps. No mystery in the middle.

01

Present the payment

Use a checkout, invoice, QR code or payment link suited to the transaction.

02

Your buyer pays the familiar way

The customer pays the familiar way, by card, a global wallet, an Asian wallet, a bank transfer or QR.

03

Receive Naira settlement

Supported flows settle in Naira on T+1, with traceable transaction records.

Customer scanning a merchant QR code to pay
Scan to pay

The payment method is already in your customer’s hand.

Present the QR. Your customer scans with Alipay or WeChat Pay. GLASS records the transaction and schedules eligible Naira settlement.

Set up QR acceptance
For businesses facing the world

Make every international customer easier to serve.

GLASS is relevant wherever local businesses routinely receive international guests, buyers or trade payments.

Hotels

Give international guests more familiar ways to pay.

Restaurants

Accept card or QR payment methods at the point of service.

Travel agencies

Collect for bookings and travel services through a clearer payment route.

Retail & ecommerce

Serve local and international shoppers from one acceptance layer.

Exporters

Put a QR, payment link or collection instruction on the invoice.

Professional services

Receive eligible cross-border customer payments and reconcile in Naira.

Built for the corridor

One rail. Different commercial jobs.

Choose the view that matches your organisation.

For banks

Add China-payment acceptance to your merchant proposition.

Retain the merchant relationship while ChamsSwitch provides the acceptance rail beneath it. Give business customers a practical way to receive UnionPay and Chinese wallet payments.

Discuss the bank partner programme
OPERATING MODEL
YOUR BANKMerchant relationship, settlement account and commercial proposition
GLASSUnionPay and Chinese-wallet acceptance infrastructure
MERCHANTReceives eligible payments and reconciles Naira settlement
The institution underneath

GLASS is new. The infrastructure behind it is not.

These are ChamsSwitch institutional credentials—the foundation beneath GLASS, not invented product-performance claims.

18 yearsOperating in Nigerian payment infrastructure
CBN-licensedPayment switching infrastructure
NGX: CHAMSPart of Chams Plc
PCI-DSSInstitutional certification
ISO 27001Information-security management certification
200,000+Businesses served by ChamsSwitch
Clarity is the product

See what happened to the payment.

Amount, method, rate, fee, reference and settlement status belong in the open—not inside a black box.

TRANSACTION · CH_7F2E91SETTLEMENT SCHEDULED
NAIRA SETTLEMENT₦482,120.00
PaidCNY 4,180.00
MethodWECHAT PAY
Illustrative rate115.34
Illustrative fee₦1,200.00
SettlementT+1
ILLUSTRATIVE FLOW — FINAL COMMERCIAL RATES AND FEES ARE CONFIRMED DURING ONBOARDING.
For financial institutions

A China-acceptance capability for your merchant proposition.

You bring the customer relationship and settlement account. GLASS provides the acceptance rail. Together, merchants gain a clearer route to receive eligible payments from Asia.

Discuss the partner programme
WHO DOES WHAT
BANKOwns the merchant relationship and the proposition presented to customers.
GLASSProvides UnionPay, Alipay and WeChat Pay acceptance infrastructure.
JOINT FLOWRoutes qualified opportunities, supports onboarding and makes settlement status legible.
Product demonstration

Watch a payment move through GLASS.

The final demo will show a real scan-to-pay flow, transaction confirmation and the settlement record—without staged proof or hidden steps.

Merchant checkout prepared for a GLASS payment demonstration
GLASS PRODUCT DEMO · FINAL VIDEO ASSET PENDING

Demo section is ready.

The production page structure and player are in place. The approved GLASS demonstration video still needs to be supplied and embedded before launch.

Questions, answered plainly

What you need to know.

What payment methods does GLASS accept?

GLASS supports Visa, Mastercard, Verve and UnionPay cards, Apple Pay and Google Pay, Alipay and WeChat Pay, and bank payments through virtual account and QR. Exact availability and onboarding requirements are confirmed for each merchant use case.

Who is GLASS for?

GLASS is designed for banks, merchants, exporters and businesses serving international customers—including hotels, restaurants, travel agencies, retailers, ecommerce businesses and professional-service firms.

How does settlement work?

Supported payment flows settle in Naira on a T+1 basis. Final commercial terms, supported use cases and operational requirements are confirmed during onboarding.

Is GLASS a bank?

No. GLASS is a payments product from ChamsSwitch, operating on CBN-licensed payment switching infrastructure.

How can a bank work with GLASS?

A bank can discuss a partner model in which it retains the merchant relationship while GLASS provides the underlying China-payment acceptance rail.

How do we get started?

Submit the enquiry form below. The ChamsSwitch team will confirm your use case, onboarding requirements and the appropriate commercial conversation.

Start the conversation

Tell us what you need GLASS to do.

Choose your organisation type and the outcome you are working toward. The right team can then take the conversation forward.

Enquiry sent.

Thank you. The ChamsSwitch team will review your enquiry and respond using the details you provided.